We provide the best value possible for your insurance dollar. Routine care (e.g. vaccinations, parasite prevention) is a budgetable expense. When this budgeting is done through a pet insurance policy, the cost to the owner is greater than if he/she would have paid for this expense directly.

When you add a pet to the family you know that certain everyday needs like food, toys and routine health care (such as vaccinations and physical exams) are necessary to keep your pet healthy and happy. These expenses can be budgeted. What you do not know is whether or not a serious accident or illness is just around the corner.

Other pet insurance providers try to convince pet owners that an insurance policy covering routine care is good for the family budget. So why do our pet insurance programs not cover day-to-day maintenance? It's simple. Paying for routine care through an insurance program is not cost effective. For the items that you can budget it is less expensive to pay for them directly yourself.

Our pet insurance programs are designed to provide coverage for what you can't budget - the unexpected - with sensible, straight forward accident and illness protection. We have you, your family budget and your pet's best interest in mind.