Program Details
We have specifically designed our policies to provide you and your cat the protection you both deserve.

Our QuickCare Plus program provides coverage for the most frequent types of accidents as well as six common illness categories.

You should know ...

You can enrol your cat as early as 8 weeks of age

Accident Coverage
Immediate... Begins at 12:01 a.m. the morning after your enrollment application is approved. (QuickCare Plus for Cats illness coverage begins 30 days following the effective date.)

You may be eligible for an immediate discount
If you are insuring three or more pets, or if your pet is registered as a ´Medical Service´ pet, you will receive a 10% discount on each premium. If your pet is an owner trained Medical Service Pet, to receive your 10% discount, you are required to provide a letter from your doctor indicating that you are disabled and require a medical service pet. Only one discount is applicable per pet and policy.

Discount and Exclusive Coverage for 24PetWatch and Other Registered Microchipped Pets
Give your pet the added protection of registering with the 24PetWatch Microchip Identification system. We'll then give you a 5% discount on any of our pet insurance programs. (Limit 1 discount per policy). You'll also qualify for optional EmergencyCare protection designed specifically for 24PetWatch pets who become injured or sick while lost. At just $19.95 per YEAR it is the perfect companion policy to your pet's microchip.

Deductibles
You pay a $75 deductible, unless otherwise noted, once per accident or once per illness condition. This deductible does not increase with the age of your pet.

Guaranteed Acceptance.
All breeds of cats are accepted. Once enrolled your cat is guaranteed coverage for the rest of it's life, up to policy limits. Some conditions may apply*. Please see policy terms and conditions for details.
* If Feline Immunodeficiency Virus (FIV) and/or Feline Leukemia Virus (FELV) has been noted, treated or diagnosed, prior to the inception of your policy, or within the thirty day waiting period for illness coverage, no illness coverage is available under any of our programs. Accident coverage is still available.

100 % of Medical Costs Paid
This pet insurance policy pays 100% of the payable claim after the fixed deductible up to the policy limit until your pet's 8th birthday. After your cat's 8th birthday, you are responsible for 20% of payable claims.

Pay Plan Fee
For those who choose to pay their premiums on a monthly basis, a $2.00 service charge will be added to the monthly premium payable. This fee is waived for those who pay annually.

Routine Care Coverage
Routine care (e.g. vaccinations and parasite prevention) is a budgetable expense and not covered by your policy. Programs are designed to provide more comprehensive coverage for those things pet owners cannot budget for. Our approach is to protect you and your four-legged family member from the high costs of the unexpected and the unforeseen. Routine care is not covered to ensure you don´t pay your insurance company more than you would pay your veterinarian directly.

Common sense exclusions to Keep Your Premiums Affordable
We reserve the right to exclude from coverage any pre-existing illnesses, or accidents as well as any illnesses that occur within your policy's thirty-day waiting period for illness coverage. After we have processed your application, we will send your Document of Insurance which will indicate any exclusions.

Fast Claims Turn-Around.
Your claim will be processed within five business days of our receiving and approving your completed claim with supporting documentation.

To Keep Your Policy in Force, Take Your Veterinarian´s Advice
Have your cat examined annually by your veterinarian and keep current with the vaccinations recommended. It´s a good way to keep your cat healthy, and it´s also a condition of your continued pet insurance coverage.

Comprehensive Coverage of Veterinary Fees
Veterinary fees covered by include but are not limited to: prescribed medication, x-rays, surgeries, hospitalization, ultra-sounds, MRI/CAT scans, homeopathic treatments including acupuncture and chiropractic, chemotherapy and referrals.

Policy renewals
Your policy renews annually, provided your premium payments are up to date. Your policy can be cancelled by you or by us, with proper notice as described in your policy Terms and Conditions.